POLICY FOUNDATIONS
How 41ok Collects and Uses Your Data
When you open an account with 41ok, we collect the information you provide during registration — your name, contact details, and any identity documents required for account verification. We also collect transactional data each time you make a deposit or withdrawal using Nagad, Upay, or Bank Transfer, including timestamps, amounts, and wallet references tied to those routes. Beyond account setup, we collect device and session data automatically: your IP address, browser type, and interaction logs that help us detect unusual access patterns and keep your session stable across mobile and desktop. We do not sell this data to third parties for marketing purposes. We use your data to process transactions, respond to support requests, verify account identity, and comply with obligations that apply in your eligible region. How long we keep your data depends on the type of record: active account data is retained while your account remains open, and transaction records are kept for the period required under applicable local law. If you close your account, we will retain only what we are legally required to keep and remove the rest within a reasonable window. Access to your data inside 41ok is restricted to the teams that need it to operate your account. All stored data is protected with encryption at rest and in transit. Availability of our services, including these data practices, depends on your local law and eligible region.
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Nagad transaction records
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Upay payment references
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Bank Transfer history
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Account identity records
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Session and device logs